feat: initial commit
This commit is contained in:
commit
d45e6f0d1e
9 changed files with 336 additions and 0 deletions
177
LICENSE.md
Normal file
177
LICENSE.md
Normal file
|
@ -0,0 +1,177 @@
|
||||||
|
## creative commons
|
||||||
|
|
||||||
|
# Attribution-NonCommercial-ShareAlike 4.0 International
|
||||||
|
|
||||||
|
Creative Commons Corporation (“Creative Commons”) is not a law firm and does not provide legal services or legal advice. Distribution of Creative Commons public licenses does not create a lawyer-client or other relationship. Creative Commons makes its licenses and related information available on an “as-is” basis. Creative Commons gives no warranties regarding its licenses, any material licensed under their terms and conditions, or any related information. Creative Commons disclaims all liability for damages resulting from their use to the fullest extent possible.
|
||||||
|
|
||||||
|
### Using Creative Commons Public Licenses
|
||||||
|
|
||||||
|
Creative Commons public licenses provide a standard set of terms and conditions that creators and other rights holders may use to share original works of authorship and other material subject to copyright and certain other rights specified in the public license below. The following considerations are for informational purposes only, are not exhaustive, and do not form part of our licenses.
|
||||||
|
|
||||||
|
* __Considerations for licensors:__ Our public licenses are intended for use by those authorized to give the public permission to use material in ways otherwise restricted by copyright and certain other rights. Our licenses are irrevocable. Licensors should read and understand the terms and conditions of the license they choose before applying it. Licensors should also secure all rights necessary before applying our licenses so that the public can reuse the material as expected. Licensors should clearly mark any material not subject to the license. This includes other CC-licensed material, or material used under an exception or limitation to copyright. [More considerations for licensors](http://wiki.creativecommons.org/Considerations_for_licensors_and_licensees#Considerations_for_licensors).
|
||||||
|
|
||||||
|
* __Considerations for the public:__ By using one of our public licenses, a licensor grants the public permission to use the licensed material under specified terms and conditions. If the licensor’s permission is not necessary for any reason–for example, because of any applicable exception or limitation to copyright–then that use is not regulated by the license. Our licenses grant only permissions under copyright and certain other rights that a licensor has authority to grant. Use of the licensed material may still be restricted for other reasons, including because others have copyright or other rights in the material. A licensor may make special requests, such as asking that all changes be marked or described. Although not required by our licenses, you are encouraged to respect those requests where reasonable. [More considerations for the public](http://wiki.creativecommons.org/Considerations_for_licensors_and_licensees#Considerations_for_licensees).
|
||||||
|
|
||||||
|
## Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International Public License
|
||||||
|
|
||||||
|
By exercising the Licensed Rights (defined below), You accept and agree to be bound by the terms and conditions of this Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International Public License ("Public License"). To the extent this Public License may be interpreted as a contract, You are granted the Licensed Rights in consideration of Your acceptance of these terms and conditions, and the Licensor grants You such rights in consideration of benefits the Licensor receives from making the Licensed Material available under these terms and conditions.
|
||||||
|
|
||||||
|
### Section 1 – Definitions.
|
||||||
|
|
||||||
|
a. __Adapted Material__ means material subject to Copyright and Similar Rights that is derived from or based upon the Licensed Material and in which the Licensed Material is translated, altered, arranged, transformed, or otherwise modified in a manner requiring permission under the Copyright and Similar Rights held by the Licensor. For purposes of this Public License, where the Licensed Material is a musical work, performance, or sound recording, Adapted Material is always produced where the Licensed Material is synched in timed relation with a moving image.
|
||||||
|
|
||||||
|
b. __Adapter's License__ means the license You apply to Your Copyright and Similar Rights in Your contributions to Adapted Material in accordance with the terms and conditions of this Public License.
|
||||||
|
|
||||||
|
c. __BY-NC-SA Compatible License__ means a license listed at [creativecommons.org/compatiblelicenses](http://creativecommons.org/compatiblelicenses), approved by Creative Commons as essentially the equivalent of this Public License.
|
||||||
|
|
||||||
|
d. __Copyright and Similar Rights__ means copyright and/or similar rights closely related to copyright including, without limitation, performance, broadcast, sound recording, and Sui Generis Database Rights, without regard to how the rights are labeled or categorized. For purposes of this Public License, the rights specified in Section 2(b)(1)-(2) are not Copyright and Similar Rights.
|
||||||
|
|
||||||
|
e. __Effective Technological Measures__ means those measures that, in the absence of proper authority, may not be circumvented under laws fulfilling obligations under Article 11 of the WIPO Copyright Treaty adopted on December 20, 1996, and/or similar international agreements.
|
||||||
|
|
||||||
|
f. __Exceptions and Limitations__ means fair use, fair dealing, and/or any other exception or limitation to Copyright and Similar Rights that applies to Your use of the Licensed Material.
|
||||||
|
|
||||||
|
g. __License Elements__ means the license attributes listed in the name of a Creative Commons Public License. The License Elements of this Public License are Attribution, NonCommercial, and ShareAlike.
|
||||||
|
|
||||||
|
h. __Licensed Material__ means the artistic or literary work, database, or other material to which the Licensor applied this Public License.
|
||||||
|
|
||||||
|
i. __Licensed Rights__ means the rights granted to You subject to the terms and conditions of this Public License, which are limited to all Copyright and Similar Rights that apply to Your use of the Licensed Material and that the Licensor has authority to license.
|
||||||
|
|
||||||
|
h. __Licensor__ means the individual(s) or entity(ies) granting rights under this Public License.
|
||||||
|
|
||||||
|
i. __NonCommercial__ means not primarily intended for or directed towards commercial advantage or monetary compensation. For purposes of this Public License, the exchange of the Licensed Material for other material subject to Copyright and Similar Rights by digital file-sharing or similar means is NonCommercial provided there is no payment of monetary compensation in connection with the exchange.
|
||||||
|
|
||||||
|
j. __Share__ means to provide material to the public by any means or process that requires permission under the Licensed Rights, such as reproduction, public display, public performance, distribution, dissemination, communication, or importation, and to make material available to the public including in ways that members of the public may access the material from a place and at a time individually chosen by them.
|
||||||
|
|
||||||
|
k. __Sui Generis Database Rights__ means rights other than copyright resulting from Directive 96/9/EC of the European Parliament and of the Council of 11 March 1996 on the legal protection of databases, as amended and/or succeeded, as well as other essentially equivalent rights anywhere in the world.
|
||||||
|
|
||||||
|
l. __You__ means the individual or entity exercising the Licensed Rights under this Public License. Your has a corresponding meaning.
|
||||||
|
|
||||||
|
### Section 2 – Scope.
|
||||||
|
|
||||||
|
a. ___License grant.___
|
||||||
|
|
||||||
|
1. Subject to the terms and conditions of this Public License, the Licensor hereby grants You a worldwide, royalty-free, non-sublicensable, non-exclusive, irrevocable license to exercise the Licensed Rights in the Licensed Material to:
|
||||||
|
|
||||||
|
A. reproduce and Share the Licensed Material, in whole or in part, for NonCommercial purposes only; and
|
||||||
|
|
||||||
|
B. produce, reproduce, and Share Adapted Material for NonCommercial purposes only.
|
||||||
|
|
||||||
|
2. __Exceptions and Limitations.__ For the avoidance of doubt, where Exceptions and Limitations apply to Your use, this Public License does not apply, and You do not need to comply with its terms and conditions.
|
||||||
|
|
||||||
|
3. __Term.__ The term of this Public License is specified in Section 6(a).
|
||||||
|
|
||||||
|
4. __Media and formats; technical modifications allowed.__ The Licensor authorizes You to exercise the Licensed Rights in all media and formats whether now known or hereafter created, and to make technical modifications necessary to do so. The Licensor waives and/or agrees not to assert any right or authority to forbid You from making technical modifications necessary to exercise the Licensed Rights, including technical modifications necessary to circumvent Effective Technological Measures. For purposes of this Public License, simply making modifications authorized by this Section 2(a)(4) never produces Adapted Material.
|
||||||
|
|
||||||
|
5. __Downstream recipients.__
|
||||||
|
|
||||||
|
A. __Offer from the Licensor – Licensed Material.__ Every recipient of the Licensed Material automatically receives an offer from the Licensor to exercise the Licensed Rights under the terms and conditions of this Public License.
|
||||||
|
|
||||||
|
B. __Additional offer from the Licensor – Adapted Material.__ Every recipient of Adapted Material from You automatically receives an offer from the Licensor to exercise the Licensed Rights in the Adapted Material under the conditions of the Adapter’s License You apply.
|
||||||
|
|
||||||
|
C. __No downstream restrictions.__ You may not offer or impose any additional or different terms or conditions on, or apply any Effective Technological Measures to, the Licensed Material if doing so restricts exercise of the Licensed Rights by any recipient of the Licensed Material.
|
||||||
|
|
||||||
|
6. __No endorsement.__ Nothing in this Public License constitutes or may be construed as permission to assert or imply that You are, or that Your use of the Licensed Material is, connected with, or sponsored, endorsed, or granted official status by, the Licensor or others designated to receive attribution as provided in Section 3(a)(1)(A)(i).
|
||||||
|
|
||||||
|
b. ___Other rights.___
|
||||||
|
|
||||||
|
1. Moral rights, such as the right of integrity, are not licensed under this Public License, nor are publicity, privacy, and/or other similar personality rights; however, to the extent possible, the Licensor waives and/or agrees not to assert any such rights held by the Licensor to the limited extent necessary to allow You to exercise the Licensed Rights, but not otherwise.
|
||||||
|
|
||||||
|
2. Patent and trademark rights are not licensed under this Public License.
|
||||||
|
|
||||||
|
3. To the extent possible, the Licensor waives any right to collect royalties from You for the exercise of the Licensed Rights, whether directly or through a collecting society under any voluntary or waivable statutory or compulsory licensing scheme. In all other cases the Licensor expressly reserves any right to collect such royalties, including when the Licensed Material is used other than for NonCommercial purposes.
|
||||||
|
|
||||||
|
### Section 3 – License Conditions.
|
||||||
|
|
||||||
|
Your exercise of the Licensed Rights is expressly made subject to the following conditions.
|
||||||
|
|
||||||
|
a. ___Attribution.___
|
||||||
|
|
||||||
|
1. If You Share the Licensed Material (including in modified form), You must:
|
||||||
|
|
||||||
|
A. retain the following if it is supplied by the Licensor with the Licensed Material:
|
||||||
|
|
||||||
|
i. identification of the creator(s) of the Licensed Material and any others designated to receive attribution, in any reasonable manner requested by the Licensor (including by pseudonym if designated);
|
||||||
|
|
||||||
|
ii. a copyright notice;
|
||||||
|
|
||||||
|
iii. a notice that refers to this Public License;
|
||||||
|
|
||||||
|
iv. a notice that refers to the disclaimer of warranties;
|
||||||
|
|
||||||
|
v. a URI or hyperlink to the Licensed Material to the extent reasonably practicable;
|
||||||
|
|
||||||
|
B. indicate if You modified the Licensed Material and retain an indication of any previous modifications; and
|
||||||
|
|
||||||
|
C. indicate the Licensed Material is licensed under this Public License, and include the text of, or the URI or hyperlink to, this Public License.
|
||||||
|
|
||||||
|
2. You may satisfy the conditions in Section 3(a)(1) in any reasonable manner based on the medium, means, and context in which You Share the Licensed Material. For example, it may be reasonable to satisfy the conditions by providing a URI or hyperlink to a resource that includes the required information.
|
||||||
|
|
||||||
|
3. If requested by the Licensor, You must remove any of the information required by Section 3(a)(1)(A) to the extent reasonably practicable.
|
||||||
|
|
||||||
|
b. ___ShareAlike.___
|
||||||
|
|
||||||
|
In addition to the conditions in Section 3(a), if You Share Adapted Material You produce, the following conditions also apply.
|
||||||
|
|
||||||
|
1. The Adapter’s License You apply must be a Creative Commons license with the same License Elements, this version or later, or a BY-NC-SA Compatible License.
|
||||||
|
|
||||||
|
2. You must include the text of, or the URI or hyperlink to, the Adapter's License You apply. You may satisfy this condition in any reasonable manner based on the medium, means, and context in which You Share Adapted Material.
|
||||||
|
|
||||||
|
3. You may not offer or impose any additional or different terms or conditions on, or apply any Effective Technological Measures to, Adapted Material that restrict exercise of the rights granted under the Adapter's License You apply.
|
||||||
|
|
||||||
|
### Section 4 – Sui Generis Database Rights.
|
||||||
|
|
||||||
|
Where the Licensed Rights include Sui Generis Database Rights that apply to Your use of the Licensed Material:
|
||||||
|
|
||||||
|
a. for the avoidance of doubt, Section 2(a)(1) grants You the right to extract, reuse, reproduce, and Share all or a substantial portion of the contents of the database for NonCommercial purposes only;
|
||||||
|
|
||||||
|
b. if You include all or a substantial portion of the database contents in a database in which You have Sui Generis Database Rights, then the database in which You have Sui Generis Database Rights (but not its individual contents) is Adapted Material, including for purposes of Section 3(b); and
|
||||||
|
|
||||||
|
c. You must comply with the conditions in Section 3(a) if You Share all or a substantial portion of the contents of the database.
|
||||||
|
|
||||||
|
For the avoidance of doubt, this Section 4 supplements and does not replace Your obligations under this Public License where the Licensed Rights include other Copyright and Similar Rights.
|
||||||
|
|
||||||
|
### Section 5 – Disclaimer of Warranties and Limitation of Liability.
|
||||||
|
|
||||||
|
a. __Unless otherwise separately undertaken by the Licensor, to the extent possible, the Licensor offers the Licensed Material as-is and as-available, and makes no representations or warranties of any kind concerning the Licensed Material, whether express, implied, statutory, or other. This includes, without limitation, warranties of title, merchantability, fitness for a particular purpose, non-infringement, absence of latent or other defects, accuracy, or the presence or absence of errors, whether or not known or discoverable. Where disclaimers of warranties are not allowed in full or in part, this disclaimer may not apply to You.__
|
||||||
|
|
||||||
|
b. __To the extent possible, in no event will the Licensor be liable to You on any legal theory (including, without limitation, negligence) or otherwise for any direct, special, indirect, incidental, consequential, punitive, exemplary, or other losses, costs, expenses, or damages arising out of this Public License or use of the Licensed Material, even if the Licensor has been advised of the possibility of such losses, costs, expenses, or damages. Where a limitation of liability is not allowed in full or in part, this limitation may not apply to You.__
|
||||||
|
|
||||||
|
c. The disclaimer of warranties and limitation of liability provided above shall be interpreted in a manner that, to the extent possible, most closely approximates an absolute disclaimer and waiver of all liability.
|
||||||
|
|
||||||
|
### Section 6 – Term and Termination.
|
||||||
|
|
||||||
|
a. This Public License applies for the term of the Copyright and Similar Rights licensed here. However, if You fail to comply with this Public License, then Your rights under this Public License terminate automatically.
|
||||||
|
|
||||||
|
b. Where Your right to use the Licensed Material has terminated under Section 6(a), it reinstates:
|
||||||
|
|
||||||
|
1. automatically as of the date the violation is cured, provided it is cured within 30 days of Your discovery of the violation; or
|
||||||
|
|
||||||
|
2. automatically as of the date the violation is cured, provided it is cured within 30 days of Your discovery of the violation; or
|
||||||
|
|
||||||
|
For the avoidance of doubt, this Section 6(b) does not affect any right the Licensor may have to seek remedies for Your violations of this Public License.
|
||||||
|
|
||||||
|
c. For the avoidance of doubt, the Licensor may also offer the Licensed Material under separate terms or conditions or stop distributing the Licensed Material at any time; however, doing so will not terminate this Public License.
|
||||||
|
|
||||||
|
d. Sections 1, 5, 6, 7, and 8 survive termination of this Public License.
|
||||||
|
|
||||||
|
### Section 7 – Other Terms and Conditions.
|
||||||
|
|
||||||
|
a. The Licensor shall not be bound by any additional or different terms or conditions communicated by You unless expressly agreed.
|
||||||
|
|
||||||
|
b. Any arrangements, understandings, or agreements regarding the Licensed Material not stated herein are separate from and independent of the terms and conditions of this Public License.
|
||||||
|
|
||||||
|
### Section 8 – Interpretation.
|
||||||
|
|
||||||
|
a. For the avoidance of doubt, this Public License does not, and shall not be interpreted to, reduce, limit, restrict, or impose conditions on any use of the Licensed Material that could lawfully be made without permission under this Public License.
|
||||||
|
|
||||||
|
b. To the extent possible, if any provision of this Public License is deemed unenforceable, it shall be automatically reformed to the minimum extent necessary to make it enforceable. If the provision cannot be reformed, it shall be severed from this Public License without affecting the enforceability of the remaining terms and conditions.
|
||||||
|
|
||||||
|
c. No term or condition of this Public License will be waived and no failure to comply consented to unless expressly agreed to by the Licensor.
|
||||||
|
|
||||||
|
d. Nothing in this Public License constitutes or may be interpreted as a limitation upon, or waiver of, any privileges and immunities that apply to the Licensor or You, including from the legal processes of any jurisdiction or authority.
|
||||||
|
|
||||||
|
```
|
||||||
|
Creative Commons is not a party to its public licenses. Notwithstanding, Creative Commons may elect to apply one of its public licenses to material it publishes and in those instances will be considered the “Licensor.” Except for the limited purpose of indicating that material is shared under a Creative Commons public license or as otherwise permitted by the Creative Commons policies published at [creativecommons.org/policies](http://creativecommons.org/policies), Creative Commons does not authorize the use of the trademark “Creative Commons” or any other trademark or logo of Creative Commons without its prior written consent including, without limitation, in connection with any unauthorized modifications to any of its public licenses or any other arrangements, understandings, or agreements concerning use of licensed material. For the avoidance of doubt, this paragraph does not form part of the public licenses.
|
||||||
|
|
||||||
|
Creative Commons may be contacted at [creativecommons.org](http://creativecommons.org/).
|
||||||
|
```
|
7
README.md
Normal file
7
README.md
Normal file
|
@ -0,0 +1,7 @@
|
||||||
|
# Exit Planning
|
||||||
|
|
||||||
|
> They say death and taxes are the only things that are inevitable. The truth is, you can not pay your taxes. I've done it, and there's consequences, but it can be done. Death you're not going to get out of, and you kind of got to deal with it.
|
||||||
|
>
|
||||||
|
> --- Steve Earle
|
||||||
|
|
||||||
|
It isn't a question if you are going to die, it is a matter of what you leave behind. This repository talks about planning for that end to ensure that
|
3
TASKS.md
Normal file
3
TASKS.md
Normal file
|
@ -0,0 +1,3 @@
|
||||||
|
- [ ] Backups
|
||||||
|
- [ ] Trusted Individuals
|
||||||
|
- [ ] First Hour, Day, Week, Month, and Year
|
6
language.json
Normal file
6
language.json
Normal file
|
@ -0,0 +1,6 @@
|
||||||
|
{
|
||||||
|
"knownWords": [
|
||||||
|
"Moonfire",
|
||||||
|
"md"
|
||||||
|
]
|
||||||
|
}
|
49
src/documentation.md
Normal file
49
src/documentation.md
Normal file
|
@ -0,0 +1,49 @@
|
||||||
|
# Documentation
|
||||||
|
|
||||||
|
For us, the biggest driver for these plans is compassion. We know we leave people behind and, in most cases, they will not be prepared for us to be gone. Too easily, we can imagine they are sitting with a box in the middle of the kitchen floor, sobbing as they struggle to hold together their lives and deal with grief.
|
||||||
|
|
||||||
|
The plan is to help them through this. This means not assuming they know your passwords or know where to find the bank accounts. If they can't find it, they may lose something important or not realizing there is something they need.
|
||||||
|
|
||||||
|
This leads us to the first tenant:
|
||||||
|
|
||||||
|
> If it isn't written down, it doesn't exist.
|
||||||
|
|
||||||
|
Documentation is critical to plan. The more that can be laid out, the better. However, you need to also realize they don't have your skills. Leaving documentation that says "use my SSH key to log into my website and then go to ~/docs/start.md" isn't going to help someone who doesn't know what SSH is.
|
||||||
|
|
||||||
|
So a basic plan is just lists and directions. They can be dry but make them as detailed as reasonable. Pictures of screens might be helpful here, if you think it is complicated, but if that is too much, just go with pertinent information.
|
||||||
|
|
||||||
|
This information also changes over time, so in our [file](./file.md), we use a blank sheet of 8x11" paper (or A5 like I prefer but can't use) for each one. This allows us to easily rewrite a page that has changed without rewriting an entire page. Or just cross out the old information and add new stuff to the page. We put the title in the upper left and a date in the upper right. The date helps with reviewing and the title makes it easier to page through a stack of pages to find the information that is needed.
|
||||||
|
|
||||||
|
## Clarity
|
||||||
|
|
||||||
|
You also have to be honest about your handwriting here. If people regularly tell you that they can't tell your lettering from the random scribbles of a two year old, you should probably type everything up.
|
||||||
|
|
||||||
|
My cursive is horrible, but I have a decent block print. So my documentation is mostly hand-written, but I also make sure I can read it every time I [review](./review.md) the file.
|
||||||
|
|
||||||
|
## Assumptions
|
||||||
|
|
||||||
|
The important part is to not assume skill. Don't say "BitWarden" and a password. Let them know what it is:
|
||||||
|
|
||||||
|
> To get to the list of all passwords and credit cards, go into BitWarden on my phone or at https://bitwarden.com/. The user name is XXX and the password is YYY. If you have my phone, you can use Ageis to get the verification key, otherwise this is a list of one-time passwords. If you use this, change the password immediately to something secure.
|
||||||
|
|
||||||
|
Remember, you don't know who is going to be in the file. You don't know if they are [trusted](./trust.md) or not. It may not be your partner, but it might be your parents or one of your children. You can't assume knowledge, only that someone is trying to prevent your old life from falling apart. So, assume they know nothing.
|
||||||
|
|
||||||
|
In the above example, I cross out the password and write the new one and a date below it. And then again and again until I run out of paper. Then I rewrite it and destroy the old one.
|
||||||
|
|
||||||
|
The above example is probably a [first day](./time.md) item. Put it right at the beginning. Don't worry about empty space, as the years go by, it will cease to be white.
|
||||||
|
|
||||||
|
## Useful Information
|
||||||
|
|
||||||
|
- [Password Vaults](./passwords.md)
|
||||||
|
- [Bank Accounts](./financial.md)
|
||||||
|
|
||||||
|
The first should always be how to get into your [password safe](./passwords.md). This should have the user name and password and the one time recovery phases. Th
|
||||||
|
|
||||||
|
- List all the bank accounts. This should include websites and logins to get them, the answers to the security questions, and any PIN numbers for the cards.
|
||||||
|
|
||||||
|
- All the bank accounts, the website and logins to get them, and any PIN numbers.
|
||||||
|
- A list of family members and their current relationship.
|
||||||
|
- The user name and passwords other websites.
|
||||||
|
- The VIN for cars.
|
||||||
|
|
||||||
|
This information is dry and focuses less on the [compassionate](./compassion.md) side of things but gives critical information. Bills have to be paid after you're gone, the property taxes need to be paid, and someone has to get to the checking accounts.
|
35
src/financial.md
Normal file
35
src/financial.md
Normal file
|
@ -0,0 +1,35 @@
|
||||||
|
# Financial Information
|
||||||
|
|
||||||
|
For a lot of us, we have access to financial accounts that our partners, children, and parents don't know about it.
|
||||||
|
|
||||||
|
## Credit Cards
|
||||||
|
|
||||||
|
As a [first day](./time.md) item, listing all credit card numbers, their PINs, security codes, and zip codes. You should be using a [password vault](./password.md), so this list should also include the name of the entry in the vault. If your vault can store the cards and you feel [safe](./security.md) putting it there, you could store it directly and then this part is just a list of entries and directions of how to get it into the vault.
|
||||||
|
|
||||||
|
This is a first day item because they may need a credit card to get a hotel in case of an emergency or to rent a vehicle in a hurry.
|
||||||
|
|
||||||
|
It would be smart if you always had a credit card with plenty of balance on that, but I mostly go paycheck-to-paycheck so that's a dream. Instead, I write down how to check the balance to let them know which one has a few bucks here and there.
|
||||||
|
|
||||||
|
## Bank Accounts
|
||||||
|
|
||||||
|
On the other hand, as a first week item, a list of bank accounts is needed. These are used less critically, but knowing where to find a check book and having the account numbers is important. It is also important to be able to log into those accounts so the password vault should have all the information needed to log in.
|
||||||
|
|
||||||
|
The [file](./file.md), on the other hand, is a great place to put the one-time passwords to get to the bank if they provide them.
|
||||||
|
|
||||||
|
Other information related to bank accounts is list where your payroll goes. Do you put a percentage in one bank and the rest in the other? That is important because your final paycheck is probably going to follow the same rules and the survivors might need access to that.
|
||||||
|
|
||||||
|
I would also include which accounts have automatic payments coming from them. I try to have all the bills pay themselves from a single, dedicated account. I also include a rough budget so my partner knows how much needs to be there to keep everything running in the first year.
|
||||||
|
|
||||||
|
## Insurance
|
||||||
|
|
||||||
|
List insurance policies. Every single one, no matter if it is the $1000 from your bank or the company one. Include information on the beneficiaries and how to contact the insurance company. I actually consider this a first week item because red tape can take a while to process and this is relatively "free" money.
|
||||||
|
|
||||||
|
Now, we've seen a lot of push on taxes. If you are reading this, you probably don't need to worry about it since the threshold is in the [millions](https://www.irs.gov/businesses/small-businesses-self-employed/estate-tax) according to [many](https://www.fool.com/research/estate-inheritance-taxes/) [websites](https://www.investopedia.com/articles/personal-finance/120715/estate-taxes-who-pays-what-and-how-much.asp).
|
||||||
|
|
||||||
|
## Retirement
|
||||||
|
|
||||||
|
This is a first month item. Knowing where the 401(k) and IRA is important because that is a buffer for emergencies.
|
||||||
|
|
||||||
|
Like accounts, I put these in the password vault and then just list their entries and contact information to get them out. Including the occasional balance also helps.
|
||||||
|
|
||||||
|
This information is important to making sure the bills are paid and no one loses the house. It may also be needed just to survive, so it is definitely critical information in the first month.
|
27
src/index.md
Normal file
27
src/index.md
Normal file
|
@ -0,0 +1,27 @@
|
||||||
|
# Exit Planning
|
||||||
|
|
||||||
|
We plan for the birth of our children but rarely do we prepare ourself for death until it's too late. This plot in a digital garden is a capsule of thoughts, observations, and experiences related to exit planning or preparing for the end of life.
|
||||||
|
|
||||||
|
This isn't one long document because the idea is to keep things to reasonable chunks of information. Also, in hopes of being able to find specific topics when needed.
|
||||||
|
|
||||||
|
The [introduction](./introduction.md) is a short essay on why planning for the end is important. It's a bit poetic, but seems like an easy way to start.
|
||||||
|
|
||||||
|
The next section, [circumstances](./circumstances.md), is the beginning to talk about the situations that happens when exit planning in needed.
|
||||||
|
|
||||||
|
## Primary Links
|
||||||
|
|
||||||
|
The primary URL for this is [https://d.moonfire.us/garden/exit-planning/](https://d.moonfire.us/garden/exit-planning/) but the Git repository is located at [https://gitlab.com/dmoonfire/exit-planning](https://gitlab.com/dmoonfire/exit-planning). If you find typos, want to add things, make corrections, or have discussions. Heading over to the Git repository is a good place.
|
||||||
|
|
||||||
|
## License
|
||||||
|
|
||||||
|
This book is distributed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International license. More info can be found at [https://creativecommons.org/licenses/by-nc-sa/4.0/](https://creativecommons.org/licenses/by-nc-sa/4.0/)
|
||||||
|
|
||||||
|
The preferred attribution for this novel is:
|
||||||
|
|
||||||
|
> "Exit Planning" by D. Moonfire is licensed under CC BY-NC-SA 4.0
|
||||||
|
|
||||||
|
In the above attribution, use the following links:
|
||||||
|
|
||||||
|
* Exit Planning: [https://d.moonfire.us/garden/exit-planning/](https://d.moonfire.us/garden/exit-planning/)
|
||||||
|
* D. Moonfire: [https://d.moonfire.us/](https://d.moonfire.us/)
|
||||||
|
* CC BY-NC-SA 4.0: [https://creativecommons.org/licenses/by-nc-sa/4.0/](https://creativecommons.org/licenses/by-nc-sa/4.0/)
|
15
src/introduction.md
Normal file
15
src/introduction.md
Normal file
|
@ -0,0 +1,15 @@
|
||||||
|
# Introduction
|
||||||
|
|
||||||
|
Just as everyone is born, everyone also dies. It is a part of the natural cycle of life where things end. Though we plan for a child's birth, with parties and dreams of their future, rarely do we talk about how our lives end. Instead, we leave behind an empty hole in the world, both in the hearts and lives of those around us.
|
||||||
|
|
||||||
|
How we go is important to those still behind. Over the years, we frequently prop up things on our lives. We may have acquired them because of our skills or desires. Maybe you do the finances for your family? Or make sure everyone is fed? Or clothed? You might care for your parents or your pets or your children. Maybe you have a business or investments or a church.
|
||||||
|
|
||||||
|
What happens to those when you pass? Can the survivors take the reins and keep everything going or will it fall apart, leaving a devastation that could destroy futures?
|
||||||
|
|
||||||
|
Planning for how we leave the world is a compassion to those around us. We already know that they will be devastated and heart-broken, but how can we make sure their lives continue when we are no longer around? We document and we plan. We come up with something now, when we aren't in a hospital bed or flipping over in a car. We come up with something now so when it happens, we already know that we're prepared.
|
||||||
|
|
||||||
|
This garden plot is written in an informal style. The basic conventions is "you" references the reader, maybe someone looking to prepare for the end while "we" is just us as a collective.
|
||||||
|
|
||||||
|
> We are all in this together.
|
||||||
|
|
||||||
|
The biggest thing to remember: take a deep breath. This isn't a sprint, planning is a cumulation of thoughts and organization then is put down to help others. It's a marathon through some scary places that most of us don't want to remain in. It is important, but not exactly a theme park or a beach.
|
17
src/passwords.md
Normal file
17
src/passwords.md
Normal file
|
@ -0,0 +1,17 @@
|
||||||
|
# Passwords
|
||||||
|
|
||||||
|
Get a password vault, period. Most people choose bad passwords to start with and don't write them down.
|
||||||
|
|
||||||
|
I prefer [BitWarden](https://bitwarden.com/) and pay the $10/year because it lets me share passwords with my Partner, children, and in-laws. It lets me designate Partner as my recovery, which means if I am inaccessible for a month, it unlocks for Partner without needing a one-time password.
|
||||||
|
|
||||||
|
There are others, but don't trust browser password saving and make sure you can access your passwords without your phone. This is because it might be destroyed in a car accident, lost in a river, or taken for evidence. You need to make sure there are at least two different ways to get to the password.
|
||||||
|
|
||||||
|
Also, use a [good password](https://bitwarden.com/password-strength/) for your vault. I like phrases and sentences instead of random letters. As [XKCD](https://xkcd.com/936/) points out, it is easier to remember "behold I am made of cheese" instead of "a8$jd8298vlk#$" but they have the same basic strength. It's a pain to type though, but you can use biometrics if you feel that is [safe](./security.md).
|
||||||
|
|
||||||
|
As a [first day](./time.md) item, the directions in your [file](./file.md) should explain how to get into the password vault. That allows you to change your passwords via the vault and not have to write down every password change you make.
|
||||||
|
|
||||||
|
## Authenticators
|
||||||
|
|
||||||
|
Use authenticators whenver possible instead of SMS. Ideally, the authenticator should have a backup and multiple access. The reason to avoid SMS is because it requires a phone, which may be lost or inaccessible when they need it.
|
||||||
|
|
||||||
|
I use BitWarden for the bulk of my authenticators, but I also use [Ageis](https://getaegis.app/) for some critical ones because it is not automatically shared across machines.
|
Loading…
Reference in a new issue